If you’re one of those people with a good memory or like to read my articles over and over (anybody?), you’ll remember how I went absolutely crazy over MoneyWiz for iOS a few weeks back. Calling it “the best on the market” and saying that “I no longer use any other finance apps on either device and that I’ve never been happier with an app before”…well five weeks on and I still feel this way, and as of today, even better, I’ve just received my copy of the brand new Mac version of MoneyWiz. Here’s a quick review of what you need to know about it.
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First of all, why would you need a Mac version if you already have the iPhone or iPad version though? Why put down more money on something that you already have? Well, just think about it this way. If you use MoneyWiz like me, you use the iPhone version to record your day-to-day expenses as they happen on the fly. Small expenses like lunch, petrol and parking that don’t require much thought, you know? MoneyWiz will then sync these expenses to your account and you’re then able to view them on your iPad while sitting on the couch later that night, making sure that you’re on track with all your bigger, scheduled payments like rent, insurance and vehicle payments. So, for the most part, the iOS suite helps you stay on top of your finances on a day-by-day and month-to-month basis, provided that you make a habit of recording everything and keeping your balances in line with those your bank accounts.
Where the Mac version comes in for me is in the financial planning and reporting stage. Around once a month, I sit and take stock of past incomes and expenses and use these figures to budget and plan for the coming months. The app syncs all of my data from the other devices upon launching it and within seconds, I am ready to start seeing if I need to work harder or can afford to take another trip overseas (for some reason its always the former though).
What I like most about the Mac version has to be the fact that it is on Mac. Why do I say this? Simply because I use my Macbook for work and so as soon as I start using it, I am automatically in that focused, analytical and productive state, which is a good place to be when you’re dealing with your personal financial well-being. I’m not sure if I’m the only one who feels like this but I’m a lot more serious about things with my Mac than when I’m using my iPad. Secondly, the screen is bigger and therefore, you’re able to see and interpret a lot more data than before. Silverwiz has done well in keeping the design similar to the previous versions, thereby not breaking the flow when working with multiple devices, but has added a whole host of features that were deemed to advanced, technical or unnecessary for the iOS versions. One of my favorites has to be the expert (as opposed to fancy) view option. This option displays your transactions in a way that is a lot more ‘Excel-esque’, which is great for when you’re trawling through small, menial expenses like bank charges for example.
It also allows for bulk editing, better viewing of scheduled transactions, simplified category management, the ability to export reports to PDF and CSV and import bank statements from OFX, QFX and QIF files, and a whole lot more that can help take control of your finances and make sure you don’t end up in a ditch trying to remember how you got there. The new version also supports drag-and-drop and comes with intelligent transaction entry, which autocompletes those transactions you’ve done before. Have you started the download yet?
So in a nutshell, if you’ve got either the iPhone or iPad version, I’d highly recommend stepping up and buying the Mac version. Get rid of all other finance apps and systems that you might have, the MoneyWiz collection is the way forward.
Name: MoneyWiz
Seller: SilverWiz Ltd.
Category: Finance
Size: 9.6 MB
Price: US$24.99
