Living in the Scroll If your thumb has permanent muscle memory from swiping, you’re part of South Africa’s device-scroller generation. Phones are no longer…
EFL uses psychometrics to give entrepreneurs access to bank loans
One of the greatest challenges for almost every entrepreneur worldwide is access to financing.
There’s a very logical reason for why this is the case: loans — at least those from traditional institutions such as banks — are given out based on a number of metrics such as credit rating, financial records, proof of income, collateral — basically historical evidence as to whether someone has the ability to pay back a loan.
